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Open Enrollment Banner

Get to know your options now in preparation for enrolling on myOCPortal, between Oct. 01 - Oct. 14, 2023. Open Enrollment is your opportunity to review current enrollments and make changes for the upcoming year. You can make changes to your medical, dental, vision, disability, life, and spending/savings accounts. You can also make changes to your covered dependents. Many plan costs are remaining the same, while providing the same or enhanced benefits!

Consider your choices carefully; you are not allowed to make changes or corrections outside of open enrollment, except within 60 days of a qualifying event, such as getting married or having a baby. Benefits selected during the enrollment period will begin January 1, 2024, for the plan year January 1, 2024 – December 31, 2024.

Please visit this webpage often as we will continue to add information before Open Enrollment.

Some changes require you to send in additional information or documentation, please review all options, requirements, and deadlines.

Failure to submit required documentation will result in applicable coverage being voided.

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Dates & Deadlines

Dates & Deadlines


Enrollment Window:
October 1, 2023, 12:00 a.m. - October 14, 2023, 11:59 p.m. ET

Dependent Verification Documentation Deadline:
October 28, 2023, 5:00 p.m. ET

The Standard Medical Underwriting Deadline:
October 28, 2023, 5:00 p.m. ET

Open your Health Savings Account (HSA):
October 28, 2023, 5:00 p.m. ET

What's Changing

What's Changing?


Medical:

  • High plan: Added co-payments after deductible, increased out of network.
  • Low plan: Increased deductibles, out of pocket max, co-payments, and out of network.
  • No premium increase for employees.
  • Cigna is transitioning to Digital ID cards effective 01/01/2024, register or log in on myCigna.com® or the myCigna® App.

Dental:

  • No 2024 plan design changes to any of our dental plans.
  • Dental premiums under High, Middle, and Low options are increasing slightly, beginning January 1, 2024.
  • Insurance cards will be issued for new enrollments.

Vision:

  • No changes to plan design.
  • No premium increase for employees.
  • Remember your network name: Superior Vision Network by MetLife.
  • Insurance cards will be issued for new enrollments.
Click here for additional information regarding the changes highlighted above.

Spending Accounts:

  • Healthcare Flexible Spending Account (HCFSA) increased max. - $3,050
  • Dependent Care Spending Account (DCSA) – $5,000 (No change)
  • Healthcare Spending Account (HSA) - $4,150 (individual) $8,300 (family)
  • Limited Purpose FSA (LPFSA) increased maximum - $3,050

Life Insurance:

  • No changes to plan or premium.

Disability Insurance:

  • No changes to plan or premium.
Dependents

Dependents


Eligible Dependents: Click here for eligible dependent information

Dependent Documentation: 2024 OE Dependent Documentation Requirements

Is your child eligible for County life insurance?

Your child must meet the following requirements:

  • Unmarried children from live birth through age 25
  • Unmarried stepchildren and the child of your spouse through age 25 if living with you
  • Unmarried disabled children
  • Grandchildren cannot be covered by child dependent life insurance

If you have added a dependent to one or more plans, you may be required to upload documentation to HR by October 28, 2023.

SUBMIT HERE: https://bit.ly/3oCN6NA

  • Initial Enrollment: If dependent is being added to County healthcare coverage for the first time, then dependent documentation is required.
  • Dependent Child (biological, adopted/custodial, or grandchild): If dependent child has ever been covered on one or more healthcare plans (medical, dental, or vision), and is being added to another healthcare plan, additional documentation is not required.
  • Spouse/Stepchild: If dependent spouse or stepchild has been covered on one or more healthcare plans (medical, dental, or vision) within the last five (5) years, and is being added to another healthcare plan, additional documentation is not required.
Cigna Easy Choice Tool

Cigna Easy Choice Tool


The new Cigna Easy Choice Tool is an easy-to-install, easy-to-use decision support tool designed to do one thing: Help You choose the Cigna medical plan that's right for You.

Start by answering a few simple questions about:

  • You, your family
  • Your healthcare needs, and
  • Any specific providers that you'd like to ensure are included in-network.

After answering you will receive a customized side-by-side comparison of which medical plan is best fitted for you based on the details you provide. Then print, save, or email a handy checklist to use when you enroll.

Cigna Easy Choice Tool

Easy Choice Tool User Guide

Website: https://decisionsupport.cigna.com

Active Employees need to use this access code to get started: V4BHPEXW

Benefit Presentations

Benefits Presentations


Open Enrollment Webinars will be held remotely and in person this year. Sessions will include representatives from Human Resources Benefits team and our network providers. Remote sessions will be recorded and available for replay.

08/22/2023, 11:30am–12:20pm: Do you want County to contribute $1250 into your HSA? (Remote)
Watch Replay  (Presentation Copy)

08/24/2023, 1:00–2:00pm: Do you want County to contribute $1250 into your HSA? (Remote)
Watch Replay  (Presentation Copy)

09/12/2023, 1:00–2:00pm: Life Insurance and AD&D (Remote)

09/13/2023, 10:00-11:00am: Dependent Documentation for Open Enrollment (Remote)
Watch Replay

09/22/2023, 12:00–1:00pm: Flexible Spending Accounts (Remote)

09/26/2023, 12:00–1:00pm: Medical/RX, Dental, HSA (Remote)

10/02/2023, 2:00-4:00pm: Open Enrollment Overview
Watch Replay

10/04/2023, 2:00-4:00pm: Medical/RX, Dental, HSA (Remote)

10/05/2023, 12:00–1:00pm: MetLife Vision (Remote)
(Presentation Copy)

10/6/2023, 9:30-11:30am: All Providers - 2024 Open Enrollment Overview - Utilities

10/6/2023, 2:00-4:00pm: All Providers - 2024 Open Enrollment Overview - Utilities

10/9/2023, 9:30-11:30am: All Providers - 2024 Open Enrollment Overview - Corrections

10/9/2023, 2:00-4:00pm: All Providers - 2024 Open Enrollment Overview - Corrections

10/10/2023, 9:30-11:30am: All Providers - 2024 Open Enrollment Overview - Facilities Management

10/10/2023, 2:00-4:00pm: All Providers - 2024 Open Enrollment Overview - Fire Rescue

10/12/2023, 2:00-4:00pm: Open Enrollment Overview
Register Now

Need Help?

Need Help?


myOCHR
407-836-5661
HumanResources@ocfl.net

HR Benefits
Benefits@ocfl.net

HR Wellness
Wellness@ocfl.net

Cigna Onsite Reps (Medical/RX, Dental, HSA)
OCRep@cigna.com
Michael Bradley: 407-403-8108
Ariel Burrage: 407-795-1110

The Standard Rep (Life & Disability)
oclifeanddisability@standard.com
Donna McCann: 971-321-7429

Post Enrollment Reminders

Post Enrollment Reminders


Dependent Documentation Deadline:
October 28, 2023, 11:59 p.m. ET

  • If you added a new dependent to medical, dental, or vision you may be required to submit documentation.
  • Details can be found in the Dependents tab on this webpage.
  • Details can be found in your 2024 Employee Benefits Handbook, click here.
  • Contact myOCHR at 407-836-5661 if you are unsure.
  • Upload your documentation to http://bit.ly/3oCN6NA.
  • If you miss this deadline, your dependent(s) will be removed from your election(s).

Medical Underwriting Deadline:
October 28, 2023, 11:59 p.m. ET

  • If you have increased your life or disability benefits, you may be required to submit medical underwriting.
  • Details can be found in your 2024 Employee Benefits Handbook.
  • Contact myOCHR if you are unsure.
  • Upload your documentation to https://bit.ly/3Qabp0T.
  • If you miss this deadline your requested change(s) will be removed from your election(s).

Open your Health Savings Account (HSA):
October 28, 2023, 11:59 p.m. ET

Cigna - Group Online Enrollment

  • Ensure that your HSA is open and active.
  • If it is not open and active at the time of funding, you will receive your employer funding ($750/$1250) into your paycheck minus applicable taxes.
  • For more information on setting up your HSA, click here.
Retirees

Retirees


Enrollment Window:
November 1, 2023, 12:00 a.m. - November 14, 2023, 11:59 p.m. ET

Enrollment:

Easy Choice Tool User Guide

Assistance:

  • Contact Chard-Snyder for enrollment assistance 888-993-4646 or benefitsupport@ascensus.com
  • Contact Cigna for assistance understanding your medical & dental plan options 407-403-8108, 407-795-1110, or OCRep@cigna.com

2024 Retiree Handbook

Retiree Webinars

Retiree Presentations


  • 9/13/2023, 11:00am-12:00pm: Thinking of Retiring
  • 9/15/2023, 12:00pm-1:00pm: Changes: Active to Retiree Medical
    and Dental Coverage
  • 11/3/2023, 2:00pm-4:00pm: 2024 Retiree OE Overview
    Watch Video
  • 12/13/2023, 11:00am-12:00pm: Thinking of Retiring

In Person Retiree Overview Meeting Information

  • 11/8/2023, 10:00am-12:00pm: 2024 Retiree OE Overview
    Location: Holden Heights Community Center
    1201 20th St, Orlando, FL 32805
Retiree Cigna Easy Choice Tool

Retiree Cigna Easy Choice Tool


The new Cigna Easy Choice Tool is an easy-to-install, easy-to-use decision support tool designed to do one thing: Help You choose the Cigna medical plan that's right for You.

Start by answering a few simple questions about:

  • You, your family
  • Your healthcare needs, and
  • Any specific providers that you'd like to ensure are included in-network.

Cigna Easy Choice Tool

Easy Choice Tool User Guide

Website: https://decisionsupport.cigna.com

Retired Employees need to use this access code to get started: P9UZAQBE